Disclaimer

No Financial Advice

The calculators and information on this site are provided for informational and educational purposes only. They are not intended to be, and should not be construed as, financial advice, recommendations, or offers to extend credit.

You should consult with qualified financial advisors, accountants, and legal professionals before making any financial decisions.

Calculation Accuracy

While we strive for accuracy, we make no warranties or guarantees about the completeness, reliability, or accuracy of calculations or information provided. Calculations are based on standard amortization formulas and assumptions that may not reflect your actual loan terms.

Actual loan payments may differ due to fees, insurance requirements, taxes, rate adjustments, rounding differences, and lender-specific terms.

Not a Lender

This website does not originate, fund, or service loans. We are not a lender, broker, agent, or representative of any financial institution. We do not make credit decisions or determine loan eligibility.

Interest Rates

Interest rates shown in calculations are examples only and do not represent current market rates, available offers, or rates for which you may qualify. Actual rates vary based on creditworthiness, market conditions, lender policies, loan type, and other factors.

Assumptions & Limitations

Our calculators assume:

• Fixed interest rates (not variable or adjustable)
• Monthly compounding and monthly payments
• No prepayment penalties
• No additional fees, closing costs, or insurance
• Equal payment amounts throughout the loan term

Real-world loans may have different terms, structures, and requirements.

No Liability

We are not liable for any decisions made based on information or calculations from this site. Use of this website is at your own risk. We are not responsible for any losses, damages, or consequences arising from reliance on our calculators or content.

Third-Party Links

This site may contain advertisements or links to third-party websites. We are not responsible for the content, accuracy, or practices of third-party sites.

Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes take effect immediately upon posting. Your continued use of the site after changes constitutes acceptance of the updated disclaimer.

Contact

If you have questions about this disclaimer, please contact us.