Privacy Policy

Last updated: January 2026

Information We Collect

Calculator Data

All loan calculations (amounts, rates, terms) are performed entirely in your browser. We do not collect, store, or transmit any calculation data you enter into our calculators.

Analytics Data

We use Google Analytics to understand how visitors use our site. This includes:

  • Pages visited and time spent on site
  • Device type, browser, and operating system
  • Geographic location (country/city level)
  • Referral source (how you found our site)

This data is aggregated and anonymized. We cannot identify individual users.

Cookies

We use cookies for analytics and advertising purposes. See our Cookie Policy for details.

How We Use Your Information

We use collected information to:

  • Improve site performance and user experience
  • Understand which calculators are most useful
  • Identify and fix technical issues
  • Display relevant advertisements

Third-Party Services

Google Analytics

We use Google Analytics to analyze site traffic. Google may use this data per their privacy policy. You can opt out using the Google Analytics Opt-out Browser Add-on.

Google AdSense

We use Google AdSense to display advertisements. Google and its partners may use cookies to serve ads based on your prior visits to our site or other websites. You can opt out of personalized advertising by visiting Google Ad Settings.

Data Security

Since calculations are performed in your browser and we don't collect calculation data, your loan information never leaves your device. Analytics data is transmitted securely over HTTPS and stored by Google per their security practices.

Your Rights (GDPR/CCPA)

If you are in the EU or California, you have rights to:

  • Access data we have about you (limited to analytics)
  • Request deletion of your data
  • Opt out of data collection
  • Opt out of personalized advertising

To exercise these rights, contact us.

Children's Privacy

Our site is not directed at children under 13. We do not knowingly collect information from children. If you believe we have inadvertently collected such data, please contact us.

Changes to This Policy

We may update this privacy policy periodically. Changes will be posted on this page with an updated date. Your continued use after changes constitutes acceptance.

Contact

Questions about this privacy policy? Contact us.